Debt Review Process

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Request a Free Consultation

One of our professional consultants will contact you and provide you with a free confidential financial assessment.

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Complete your Application Form

If you qualify we will send you an application form to sign (Form 16).

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Notify your Creditors

We will notify your creditors that you have applied for debt review, you are immediately protected in terms of the National Credit Act.

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Negotiate a New Payment Plan

We negotiate your loan agreements with your credit providers and restructure your repayments to an amount you can afford.

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Pay a Single Affordable Monthly Installment

You pay one easy monthly installment via and accredited PDA (Payment Distribution Authority), who distributes the funds to your credit providers.

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Make the Approved Plan an Order of the Court

Our panel of Attorneys apply to the Magistrates Court on your behalf to make the restructured repayment plan an order of the court.

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Your Debt is Paid Off

Once your debt is repaid, we issue a clearance certificate and notify the credit bureaus to clear your credit record.