Debt Review Process
Step 1: Request a Free Consultation
Step 2: Complete your Application Form
Step 3: We Notify Your Creditors
We notify your creditors that you’ve applied for debt review. From here, you and your assets are immediately protected under the National Credit Act.
Step 4: We re-negotiate a New Payment Plan for You
This is where the magic happens. We negotiate your loan agreements with your credit providers and restructure your repayments to an amount that’s affordable for you.
Step 5: Pay a Single, Affordable Monthly Instalment
Once we’ve handled the above steps for you, you begin paying one easy monthly instalment via an accredited PDA (Payment Distribution Authority), which distributes the funds to your credit providers.
Step 6: We Make the Approved Plan an Order of the Court
Our panel of Attorneys then apply to the Magistrates Court on your behalf to make your restructured repayment plan an official order of the court and ensure you remain protected during the process.
Step 7: Your Debt is Paid Off and Your Credit Record is Clear!
You pay off your debt. Once it’s repaid, we issue a clearance certificate and notify the credit bureaus to clear your credit record. You are now able to live in financial freedom!
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