If you had to list a few reasons why South Africans were stressed, we’d wager that debt is right up there as one of the main reasons. Not only does debt put a heavy financial strain on you, but it also puts a mental one on, too. This kind of strain takes its toll. So, what can be done? Well, debt relief in South Africa is readily available through the National Debt Counsellors for anyone who’s struggling.  

What is Debt Relief? 

Debt relief in the context of South Africa is exactly that, relief from debt. This means not having the financial and mental strains of being over-indebted. While also knowing full well that you’re living in financial freedom forevermore.  

That’s the goal, isn’t it? 

How to Achieve Debt Relief in South Africa 

The only tried and tested way to achieve debt relief is through a process called debt review 

Debt review is simply a formal debt restructuring process for South Africans like you who may be struggling to get out from underneath the weight of over-indebtedness.  

The debt review process was built with you, the consumer, in mind. It’s highly regulated and can only be conducted by an NCR qualified Debt Counsellor. The process allows a debt counsellor to renegotiate and restructure your debt to an amount that’s affordable each month. 

Your only requirement during the debt review process is to continue to pay your reduced monthly instalments. Once your plan is complete and your debt is paid off, your credit record is cleared. You can now start living your dream of being debt-free! 

What Does it Mean to Be Under Debt Review? 

Being under debt review is the first step towards your financial freedom, and it means that you have appointed a debt counsellor who has worked through your income and expenses and has determined that you are over-indebted and unable to make your month-end payments.  

As mentioned, this entire process is regulated by the NCR under the National Credit Act. 

Why You Should Work with the National Debt Counsellors 

We’re a team of leading debt review consultants who believe that it is possible to find debt relief in South Africa. Our team of Debt Counsellors are registered with the National Credit Regulator and offers you a no-obligation, free assessment of your financial situation. 

Our reputation for providing exceptional service is only enhanced by the great relationships we’ve cultivated with all the major credit providers in South Africa. This gives us confidence to negotiate the best payment plan to suit your financial needs and ensures that we protect you and your assets. 

We’re available from Monday to Saturday to assist you with any queries or questions you may have. 

If you commit to this process properly, your life can change. If you’re struggling to manage your debt, take that first step towards your financial freedom and contact us today. Don’t put it off, because your financial freedom is waiting!