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Benefits of Debt Review

Debt Review is a simple process regulated by the National Credit Act that assists hundreds of thousands of ordinary South Africans like you every month by reducing monthly finance instalments to an amount you can afford:

  1. We provide immediate protection to you and your assets (including your house and car).

  2. Your repayments are reduced to one easy monthly instalment.

  3. We negotiate with your credit providers directly so there are no more harassing phone calls.

  4. In most cases we are able to negotiate lower interest rates and extend your repayment terms.

  5. Once you resume normal repayments or repay your creditor providers we apply to clear your credit report.

Take your first steps to financial freedom today by contacting National Debt Counsellors today for a no obligation free assessment of your situation.  

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Top 5 benefits of debt review


Learn about the debt review process


Frequently asked questions

Savings REDUCE PAYMENTS Reduce your payments to an amount you can afford. Learn More National Debt Counsellors Protection Debt Review Specialists IMMEDIATE PROTECTION Protect your assets such as your house and car. Learn More Clearance CLEAR CREDIT RECORD Upon completion your credit record will be cleared. Learn More Payment ONE EASY PAYMENT All your debt consolidated into a single monthly installment. Learn More Negotiation REDUCE STRESS We negotiate for you, no more harassing phone calls. Learn More Application QUICK APPLICATION The application process is quick and confidential. Learn More


  • I dont know what I would have done without NDC.
    T Dlamini
  • NDC has saved me so much money, now I can finally afford to live each month.
    S Erasmus
  • Debt review was the best thing for our family, thanks NDC.
    The Govenders
  • I was really impressed with the speed and professional service. One phone call and it was all done.
    X Zuma
  • NDC has given me peace of mind, I would have lost my house if it were not for debt review.
    P Khumalo